FOR EMPLOYED
25 yrs old to 65 yrs old (upon loan maturity)
No CMAP & NFIS record
Credit card holder; Permanent; 1 year tenure
At least 1st level officer position
Gross BMS of at least Php20,000 per month
Monthly Amortization should not exceed 30% of Net Income
REQUIREMENTS:
CFUSCA
1 mo. latest payslip or COE
Latest ITR
Company ID
Latest 2 mos credit card SOA
Latest utility bill
FOR SELF-EMPLOYED
25 yrs old to 65 yrs old
No CMAP & NFIS record
Credit card holder
At least 5 years in the same business operation / profession
Profitable for the past 2 years
Gross Sales of at least Php50,000/mo or with an
ADB of Php200,000 with any depository account
Monthly Amortization should not exceed 25% of Net Income
REQUIREMENTS:
CFUSCA
Latest 2 yrs Audited FS and latest ITR
Latest 6 mos BS
Company Profile & Business Registration
Valid ID (Passport, Driver’s License etc.)
Latest credit card SOA & latest utility bill
Loan Amount - Php50,0000 to Php1,000,000
Interest Rate
1.4% per month
Loan Term
6 mos. to 36 mos. (for self-employed max of 24 mos.)
Payment Mode
PDC’s for the full term
Processing Time
7 to 10 days
Processing Fee
Php1,500 (deducted from proceeds)
For Immediate Assessment and Fast Processing of your Loan Application:
FILLED-OUT the VIR2ALBANKING ONLINE-FORM by visiting the link below
or
copy paste the link
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