Wednesday, January 5, 2011

Sterling Bank Loan (REGULAR)

25 yrs old to 65 yrs old (upon loan maturity)
No CMAP & NFIS record
Credit card holder; Permanent; 1 year tenure
At least 1st level officer position
Gross BMS of at least Php20,000 per month
Monthly Amortization should not exceed 30% of Net Income

1 mo. latest payslip or  COE
Latest ITR
Company ID
Latest 2 mos credit card SOA
Latest utility bill

25 yrs old to 65 yrs old
No CMAP & NFIS record
Credit card holder
At least 5 years in the same business operation / profession
Profitable for the past 2 years
Gross Sales of at least Php50,000/mo or with an
ADB of Php200,000 with any depository account
Monthly Amortization should not exceed 25% of Net Income

Latest 2 yrs Audited FS and latest ITR
Latest 6 mos BS 
Company Profile & Business Registration
Valid ID (Passport, Driver’s License etc.)
Latest credit card SOA & latest utility bill

Loan Amount    -    Php50,0000 to Php1,000,000

Interest Rate
        1.4% per month

Loan Term
        6 mos. to 36 mos. (for self-employed max of 24 mos.)

Payment Mode
        PDC’s for the full term

Processing Time
      7  to 10 days

Processing Fee
        Php1,500 (deducted from proceeds)

For Immediate Assessment and Fast Processing of your Loan Application:

FILLED-OUT the VIR2ALBANKING ONLINE-FORM by visiting the link below


copy paste the link

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