Women’s Personal Loan (new product variant)
Target Market : Female
Loanable Amount : Twice monthly gross salary / P10,000 – P50,000
Loan Term : 3 months – 18 months If renting (residence) , maximum term of 12mos
Add On Rate : 2.00% per month
Loan Purpose : Multi-Purpose
Repayment mode : Post Dated Cheques
Proceeds : Cash Card ( Shop N Pay)
Processing fee : loan amount of P10,000 - P20,000 = P800
loan amount of P21,000 - P30,000 = P1,200
loan amount of P31,000 – P50,000 = P1,500
Eligible borrowers : Filipino citizen
: Salaried
: Self – employed
Age : 21-50 years old
Co – maker : No Co-maker
Income Capacity : commissions will not be counted as part of income.
: minimum gross monthly income should be P8,000.
Employment Status : Permanent and regular
: at least one (1) year work tenure.
· for self – employed, business must be operational for at least 3 years.
Credit Standing : CMAP / NFIS checking
- All findings that is addressed to the same borrower must have a certificate that will justify the adverse findings.
Other Terms and Conditions:
1. If house is rented, borrower must at least be renting at the same address for one year.
The borrower must declare its landlord’s name and contact number.
Requirements:
For EMPLOYED/SALARIED:
1. Completely filled up loan application form.
2. 1 gov’t ID and 1 company ID
3. Latest 1 month payslip
4. Latest form 2316 / ITR
5. Latest 3 months credit card SOA
- a good basis for a faster approval if the borrower shows good paying habits.
6. Latesr 1 month utility bill (Meralco, PLDT, Globe, Smart, etc.)
7. Two (2) character references
Requirements:
For SELF-EMPLOYED:
1. Completely filled up loan application form.
2. 1 gov’t ID and 1 company ID
3. Business Permit
4. Latest form 1701 / ITR
5. Bank statement (latest 4 months)
6. Latest 3 months credit card SOA
- a good basis for a faster approval if the borrower shows good paying habits.
7. Latesr 1 month utility bill (Meralco, PLDT, Globe, Smart, etc.
8. Two (2) character references
PERSONAL DATA / RESIDENCE AND NEIGHBORHOOD CHECKINGS (PDRN):
* PDRN / Field visit may be assigned if the credit officer cannot verify the residence / business of the borrower. The bank will release the proceeds after the receipt of the C.I. report from the Credit Dept..
For Immediate Assessment and Fast Processing of your Loan Application:
FILLED-OUT the VIR2ALBANKING ONLINE-FORM by visiting the link below
or
copy paste the link
http://www.vclubinternational.com/vir2albanking
Disclaimer ***The trademarks of Sterling Bank of Asia™ is the property of their respective company. These organizations do not specifically endorse or sponsor this site.
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